KATHUA, SEPTEMBER
5: DDC Kathua, Rohit Khajuria today convened a meeting to review
the flow of credit, performance of banks in key areas relating to deposits,
advances under priority sector, Government Sponsored Schemes, lending for the
quarter ended June 2018, here at DC Office Complex.
During the
meeting, DC reviewed the progress of CD ratio, cases under PMEGP - KVIB / KVIC
/ DIC / NULM, NRLM Handloom/ Handicraft, with special emphasis on credit
linkage of beneficiaries under these schemes. He emphasized upon banks to
simplify the systems and procedures so that maximum beneficiaries are credit
linked under various schemes for generation of employment amongst the needy and
poor people.
He asked
all banks to hold awareness programmes to disseminate information regarding
welfare schemes among general public/farmers/skilled persons to facilitate them
for setting up new units of economic activities.
He impressed upon
the banks and line departments to ensure effective coordination in their
working. He desired that potential under agriculture and allied activities be
exploited fully to achieve the benchmark of 18 percent. The Chairman exhorted
upon the banks to exploit all resources at their disposal and come out with
concrete action plan to increase present CD-ratio of 41.94% drastically to
achieve national level of 60 percent. He advised that branch-specific Action
Plans should be devised for better focus on increase in CD ratio. The Chairman
advised all banks to adopt multi level approach for continuation of Gram Swaraj
Abhiyan to cover maximum number of persons under social security schemes like
Jan Dhan Yojana, Suraksha Bima Yojana, Jeevan Jyoti Yojana and to issue RuPay
Debit Cards to all eligible account holders, thereby initiating the process of
DIGIDHAN Mission.
LDM, S K Kandroo
presented the achievements under Annual Action Plan for the year 2018-19,
informed the house that Rs. 119.39 crores have been disbursed under priority
sector and Rs. 122.34 crores under non-priority sector, thereby recording
16.90% achievement of ACP as on June 30, 2018. Further, under social security
schemes 114181 accounts opened under PMJDY, 2840 individuals have been covered
under Atal Pension Yojana, 28077 individuals has been covered under Jeevan
Jyoti Bima Yojana, 50125 individuals has been covered under Suraksha Bima
Yojana and 12983 accounts under PMMY have been opened/financed as on 30th June
2018.
Prominent among others who attended the meeting were ADDC, Shubra
Sharma, GM DIC, Rajinder Sharma, ACD, Sukhpal Singh, representatives of RBI,
NABARD, J&K Bank, SBI, PNB, JK Grameen Bank, Reliance General Insurance,
NRLM, KVIB, DIC, KVIC and senior officers of various departments.
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