Officials here today said that under priority sector, a credit of Rs 544.67 crore has been extended in favour of 20581 beneficiaries against the target of Rs 1290 crores, thereby registering an achievement of 42 per cent.
They said that by the end of September, 2017, Rs 386104 lakh have been deposited out of which an advance of Rs 285498 lakh has been made making the Credit Deposit Ratio (CDR) of 73.94 per cent.
“Agriculture, micro & small enterprises, education and housing are the main components of priority sector and comprises of 60 per cent of the total lending,” they said.
They said that a total of 133 bank branches are operating in the district besides 83 Banking Correspondents (BC) while as new bank branches have been established at Peer Takiya, Hillar Arhama and Khanabal.
With respect to linking of Aadhar numbers with the banking accounts for availing benefits under different schemes, they said all the bankers have been directed to establish Aadhar linkage centres for enrolment.
Regarding the skilling of the beneficiaries under different schemes, they said all the concerned officers were directed to ensure that training is provided by the RSETI.
They said people need to be educated about different schemes, for which the Lead Bank Manager was instructed to devise a calendar of camps that need to be organised at different locations.
They said that during the quarter, 54 Joint Liability Groups (JLG) were formed out of which nine have been credit linked while as under Housing for All Scheme, 51 cases were sponsored to different banks out of while 11 cases amounting to Rs 36 lakh were sanctioned.
They said under Stand Up India scheme, five cases have been sponsored out of which 4 have been sanctioned by the J&K Bank and SBI.
Meanwhile, District Development Commissioner (DDC), Anantnag, Mohammad Younis Malik appreciated the sponsoring under this scheme as this is meant for the downtrodden sections of the society viz women, SC and ST beneficiaries under which a loan of Rs 10 lakh to Rs 1 crore can be availed in manufacturing, services and trading sectors.
The DDC has instructed all the officers and bankers to work in synergy so that tangible improvements are witnessed at the ground level. He said that due to lack of awareness, people are not coming forward to avail benefits under different schemes.
He also called for the organising of camps at educational institutions so that students belonging to lower income families are able to avail loans in order to get better education.
He said that there is a need to identify the sectors where good dividends are subservient to capital infusion. He said that cooperative sector is one such sector. UNI
Post A Comment:
0 comments so far,add yours