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REASI, JULY 31: Deputy Commissioner Reasi, Prasanna Ramaswamy G, today attended the certificate distribution ceremony organized by State Bank of India on the conclusion of thirty-day training programme conducted here at Rural Self Employment Training Institute.
After distributing certificates among 21 successful trainees, the DC expressed happiness and urged them to channelize their skills to acquire employment. He asked them to put in use the skills they have learnt during one-month training course to beat the unemployment.
The trainees were also assured sufficient financial support from banks and other bodies to help them establish their own business units.
Pertinently, SBI’s Rural Self Employment Training Institute regularly conducts training courses in the trades like computer operation, beauty parlor, tailoring, electrical fitting, plumbing etc. to help curb unemployment.
Others present on the occasion were Mukesh Bansal, Director of the institute, Anil Thakur, GM DIC, Adarsh Gupta, DDM NABARD and BK Sharma, LDM Reasi.

RAJOURI, JUNE 07: The District Level Implementation Committee (DLIC) which met under the chairmanship of District Magistrate finalised deployment of additional Business Correspondents and opening of Business Centres (BC) in various areas not covered by banking in the district.
ACR Abdul Qayoom Mir, CPO A H Choudhary, SDM Afzal Mirza, Staff Officer Mohammad Raiyaz, LDM Banks Parvez Mir, heads of various banks and representatives of NABARD and RBI attended the meeting which reviewed the proposals formulated by committees headed by Addl Deputy Commissioners, SDMs and Tehsildars constituted by the District Magistrate earlier.
The opening of banking Business Centres in these areas will provide much-required banking facilities thereby acting as a major relief for the population where no banks are located in 5-10 KM area. This will also provide an additional business-cum-employment opportunity for hundreds of youth in the district over a period of time.
The DLIC approved more than 70 Business Centres in the district. These include 10 in Koteranka, 11 in Khwas, 2 in Sunderbani, 3 in Tryathy, 5 in Kalakote, 5 in Darhal, 3 in Beripattan, 3 in Manjakote, 8 in Thannamandi, 4 in Nowshera, 3 in Qila Darlah and 13 in Rajouri Tehsil.
The Business Centres are proposed at Phalni, Draj, Mandir Gala, Swari, Prori Gujjran, Rehan, Jamola, Kanthol, Chambitrar, Budhal, Gundi, Kandal, Gadyod, Dhaleri, Keri, Gunda, Bhela, Udhan, Narla, Ghai bass, Khorebanni, Patrara, Bhamblya, Treru, Thanna, Kalka Mathiyani, Garn, Panjah, Metka, Dharamsal, Brari, Khoriwali, Sabzi, Lower Dodaj, Kurhad, Lower Ujhan, Dharat, Thangar, Nah, Kakora, Ghambir Mughlan, BG, Manyal, Shahdra, Badakhanna, Dodasan Chwatta, Rajdhani, Banghai, Mangota, Kote upper, Jhangar/Khamba, Dhanaka, Breri, Narian, Qila Darhal, Rajpur Kamila, Laroka, Sasalkote, Plullian, Doongi, PB, Fatehpur, Gurdan Bala, Challas, Dharat, Bagla Nadyala, Dhanore and other villages.
The business representatives appointed at these BCs will also be awarded Rs 20 each for No Frill account, Rs 50 per savings account and 0.5% cash handling charges. BCs will also be provided with various financial services.
The Banks have been asked to update the progress in the coverage of uncovered/ additional BCs on PMJDY F1 Plan. The DLIC also decided to explore more potential areas for the opening of BCs wherever banking services are not available upto 5 KM distance.
DDC proposes mixed farming as an alternative to brick kilns
BUDGAM, NOVEMBER 15: District Development Commissioner (DDC) Mohammad Haroon today said that it is important to promote sheep and cattle rearing as a source of livelihood so State’s dependency on import of sheep for meat consumption would be reduced.
Speaking about the brick kilns issue, the DDC said opting for mixed farming instead of brick kilns would prevent further deterioration of environment by reducing pollution and will have a positive impact on tourism as well. The shortfall due to the closure of brick kilns for construction purposes if any can be compensated by importing the same from other States and the displaced population can be encouraged to take up mixed farming, he added.
The DDC expressed these views while chairing the 61st District Level Review Committee meeting to review the progress made by line departments and banks for the half year of CFY as on September 2017 against the envisaged targets of Annual District Credit Plan of 2017-18.
Officers of the concerned departments, DDM NABARD, representatives from RBI, Cluster Head of JK Bank and District Coordinators of various Banks and BDOs operating in the District attended the meeting.
The meeting discussed in detail progress and achievements made by the banks in the implementation of various government-sponsored schemes like Kissan Credit Card, NULM, Housing for All, Handloom, Weavers MUDRA, and Artisan Credit Card Stand up India and Housing for All.
Giving details about the performance of banks, as on 30th September 2017 operating in the District, Lead District Manager appraised the meeting that total deposits as on 30th September 2017 has reached from Rs1784.71 crore (September 2016) to Rs 1972.97 crore, total advances as on 30th September 2017 has reached from 1345.86 crores (September 2016) to Rs 1650.42 crore, while as CD Ratio is 83.65% against the 75.41% of September 2016 thereby reflecting a growth of 10.93% over the same and 23.65 over and above the RBI bench mark of 60% which was appreciated not only by the representative from RBI and NABARD but also the DDC (Chairman).
It was informed that under priority sector, the banks have disbursed Rs 352.44 crore against the target of Rs 582.79 crore and under non-priority sector Rs 195.13 crore has been disbursed against the target of Rs 187.24 crore. The growth although being up to mark and satisfactory, the DDC advised all the banks and line departments and BDOs to make an extra effort so that targets set are surpassed both in physical and financial terms by the credit coverage of artisans, farmers, traders, skilled and unskilled youth through MSME and other government schemes.
The Convener of the meeting LDM Budgam Syed Shafat Hussain advised and stressed on the need that banks and sponsoring agencies need to work in a well-coordinated atmosphere so that efficiency is brought in and masses are made aware about the advantages of the various employment generation schemes. The LDM asked for a feedback from BDOs with regard to any special and particular economic activity going around in their block so that a special thrust can be given to that by framing a banking product to revive the same.

The DDC Budgam urged the officers from banks and various line departments to focus on new sponsored cases and ensure timely sanction and disbursal of credit. He said that that the main objective of the exercise should be to generate employment and strict action should be taken against any cases of diversion of loans. He also urged the concerned to present an analytical picture of data after reconciliation between various stakeholders so that tangible data of freshly sponsored cases is available and thereby allowing for better monitoring.